General liability
Foundational protection for third-party injury, property damage and covered liability claims.
Explore coverageBusiness insurance
Coverage built around how your business actually operates.
Connect contracts, employees, vehicles, property and day-to-day operations to a practical Arizona business insurance plan.
- Operations-first review
- Contract and certificate awareness
- Coverage scaled to the business
Commercial protection
Separate policies. One business risk picture.
The useful question is not simply which policy you need. It is what could interrupt operations, create liability or leave a contractual obligation unprotected.
Commercial auto
Protection for business-owned vehicles, drivers and vehicles used in business operations.
Explore coverageWorkers' compensation
Coverage for eligible workplace injuries and employer obligations in Arizona.
Explore coverageBusiness owners policy
A streamlined package that may combine qualifying property and liability coverage.
Explore coveragePrepare for review
Good information produces better options.
Current, accurate details help carriers understand the business and reduce last-minute surprises.
- Clear description of operations and customers
- Revenue, payroll and employee duties
- Locations, property, vehicles and drivers
- Contracts and certificate requirements
- Current policies and loss history when available
Next step
Make the business easier to understand and insure.
Organize the exposures first, then evaluate the coverage structure and available carrier options.
Commercial coverage
Arizona business insurance by coverage
Business Owners PolicyCore property + liability package for eligible small businesses.General LiabilityThird-party bodily injury, property damage and related liability exposures.Commercial PropertyBuildings, business personal property, equipment and business-income considerations.Commercial AutoOwned business vehicles, drivers, use and fleet exposures.Workers’ CompensationEmployee injury coverage and Arizona payroll/classification review.Professional Liability / E&OProfessional services, advice and error/omission exposures.Cyber LiabilityPrivacy, security, ransomware and business interruption exposures.Commercial Umbrella / ExcessAdditional liability limits above eligible underlying policies.Inland Marine / Tools & EquipmentMobile tools, equipment and property away from a fixed location.
Priority industries
Built around how the business operates
Contractors & TradesGL, auto, tools/equipment, workers’ comp and umbrella review.Restaurants / Food ServiceProperty/BOP, GL, workers’ comp, business income and auto where applicable.Professional ServicesGL, E&O, cyber, BOP and workers’ compensation.Real Estate & Property ManagementE&O, GL, cyber, auto and umbrella considerations.
One inquiry. We do the market work.
Give us the coverage need. Give us time to search it properly.
National Insurance Solutions reviews the information you provide, searches available carrier options and validates coverage differences before presenting options for your consideration. For most market reviews, please allow approximately 24–48 hours. More complex homes, drivers or commercial risks may require additional underwriting time.
Why we work this way: speed matters, but accuracy and fit matter more. We would rather do the carrier work on our end than make you repeat the same story over and over.
Carrier availability, eligibility, underwriting, pricing and placement vary by risk and market. A request does not bind or guarantee coverage or savings.
Business intake
Start an Arizona business insurance review
Tell us how the business operates once. We will use that information to search available markets and validate coverage options. Please allow approximately 24–48 hours for most reviews; complex commercial risks may require additional underwriting time. Detailed underwriting and sensitive documents move to secure agency/carrier workflows after this first step.
Important: A request starts a market review; it does not bind coverage or guarantee a quote, price, savings, eligibility, or placement. Many reviews take approximately 24–48 hours, and complex risks may take longer. Read our disclosures.
Schools, Churches & Youth Organizations
Specialized organizations can need more than a generic BOP. NIS can review eligible schools, houses of worship, ministries, youth sports leagues, clubs and camps where carrier appetite and market access support the class.