Optional device protection
Device Protection Plans
Phones, tablets, laptops, smart-home equipment and other electronics can be expensive to repair or replace. Optional device-protection plans may address certain eligible failures or accidental damage depending on the provider and plan.
Questions to ask
- Which devices are eligible?
- Is accidental damage included?
- Are loss or theft covered?
- What are the deductibles, service fees or claim limits?
- Is repair, replacement or reimbursement provided?
- Are refurbished replacement devices permitted?
- What exclusions or waiting periods apply?
Separate from homeowners insurance: Device protection may be provided through a service contract or other protection arrangement and is not a substitute for homeowners or renters insurance. Product structure and availability vary by provider.